There are no refunds given by The Ski Challenge office. If someone on your team drops out, or gets hurt, a replacement must be found. The replacement person will pay the member who originally paid. If a replacement cannot be found, there is still no refund from TSC. The Ski Challenge can assist you in finding a new member. There is always a list of individuals looking for teams. You can make roster changes up until the third week. For injuries during the season, contact The Ski Challenge office.